Car, motorcycle, and truck accidents are one of the top leading causes of preventable injury-related death. In the United States alone, there are over 16,000 auto accidents reported each day. What’s sadder is that thousands are injured, and over 100 people succumb to their injuries, making it a public health issue. Most of these accidents are caused by reckless and negligent drivers. Auto accidents leave the victims struggling with its effects, including physical injuries, mental and emotional injuries, financial setbacks, and lack of transportation. The reality of an accident may appear distant until you are the victim in one. That is when you realize you are in unfamiliar waters. In a world of uncertainty, it is important to have the basic facts of how to go about such a situation when it occurs to you.
At the scene of the auto accident
Once you are involved in an auto accident, you should step back and check if you and your passengers are safe. Seek medical attention if anyone is injured. Move the vehicle to a safe place if possible and immediately dial 911. Remember, it is an offense to leave the scene of the accident. Exchange contact information with the other driver and note the phone numbers and names of witnesses and the police officer filing the accident report. Use your cellphone to take pictures of the extent of damage to your vehicle, your injuries, and the license plates of the other vehicles involved. Contact your insurer and make a claim within the period specified by them.
Settlement of your insurance claim
It is your legal right to receive fair financial compensation once an auto accident occurs. However, the process of settling a claim can leave the victims with a less amount than what they should receive. The insurer, through an adjuster, will evaluate the damage done to your vehicle and any medical expenses and afterward calculate a settlement offer. In most cases, the first offer they will present you with is lower than what you deserve, given that the insurer is in the business of making money and, hence, will always try to minimize costs. The back-and-forth negotiation with the insurer can often lead to a lowball settlement. It is therefore advisable to receive legal advice before signing a statement claim.
Auto accident attorney
The main purpose of an auto accident lawyer is to represent your interests and defend your rights throughout the settlement claim process helping you maximize your recovery. Facing a team of professional lawyers who fight claims on behalf of the insurance company every day is not an informed move. A skilled and experienced lawyer is the best move in this case. The lawyer will help you during the negotiations with your insurer, prove the liability of your injuries and determine the true value of your injuries. Most adjusters might overlook some damages resulting from the accident, such as emotional and mental injuries. However, a professional auto accident attorney who has dealt with several auto accident claims will know the true value of your claim.
A car accident lawyer is always important for situations in which you are injured in car accidents. Always look for someone with the highest possible experience for the best possible compensation.
Auto accidents can be extremely traumatic. You are never completely prepared for the emotional and physical consequences of a vehicle accident. However, in such a situation, the best step is always to retain an attorney specializing in car accidents who will assist you in economic and non-economic damage recovery.